Vol. 1 No. 1 (2025): Desember
Articles

Penerapan Manajemen Risiko dalam Kewirausahaan Berbasis Syariah: Perspektif Edukasi dan Penguatan Literasi Bisnis Islami

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  • selmiana salam,
  • Andi Abdul Gaffar,
  • Abdul Wahid Haddade,
  • Mukhtar Luthfi
selmiana salam
Universitas Islam Negeri Alauddin Makassar
Andi Abdul Gaffar
Universitas Islam Negeri Alauddin Makassar
Abdul Wahid Haddade
Universitas Islam Negeri Alauddin Makassar
Mukhtar Luthfi
Universitas Islam Negeri Alauddin Makassar

Published 2025-12-31

Keywords

  • Sharia Risk Management,
  • Sharia Entrepreneurship,
  • Sharia Compliance,
  • Gharar Risk,
  • Maslahah

Copyright (c) 2025 selmiana salam, Andi Abdul Gaffar, Abdul Wahid Haddade, Mukhtar Luthfi (Author)

Creative Commons License

This work is licensed under a Creative Commons Attribution 4.0 International License.

Abstract

Sharia-based entrepreneurship continues to develop along with the increasing public awareness of business practices that align with Islamic principles, making the need for risk management based on sharia teachings increasingly urgent. This study aims to analyze the types of risks commonly encountered in sharia-based entrepreneurship, explain the implementation of risk management based on Islamic principles, describe the integration of sharia values in the processes of risk identification, analysis, evaluation, and mitigation, and formulate mitigation strategies that are able to maintain sharia compliance while enhancing business sustainability. This study employs a library research method by reviewing various scholarly literatures related to sharia entrepreneurship, risk management, maqasid al-shariah, and Islamic value-based business concepts. The findings indicate that sharia-based entrepreneurs face financial, operational, market, regulatory, and sharia compliance risks that require high levels of accuracy in the application of contracts and transaction mechanisms. Other findings show that the implementation of sharia risk management is carried out through structured stages grounded in the values of honesty, trustworthiness, prudence, and the avoidance of riba, gharar, and maysir. Risk mitigation strategies can be implemented through strengthening corporate governance, improving operational efficiency, diversifying halal products, fulfilling halal certification regulations, and applying sharia audits as internal control mechanisms. This study concludes that sharia-based risk management is a comprehensive approach that not only functions to protect businesses from uncertainty but also shapes ethical, integrity-driven, and sustainable business practices in accordance with the fundamental objectives of Islamic economics

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