Authors who publish with BEMA Journal of Business, Economics, Management, and Accounting agree to the following terms:

Copyright

The copyright of all articles published in BEMA Journal of Business, Economics, Management, and Accounting is retained by the author(s). By submitting and publishing their work, authors grant the journal the right of first publication and the right to distribute the article in all forms and media.

Authors are permitted to share, reproduce, and distribute their published work for academic and non-commercial purposes, provided that proper acknowledgment is given to the original publication in this journal.

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License

Unless otherwise stated, all articles published in BEMA Journal of Business, Economics, Management, and Accounting are licensed under the Creative Commons Attribution-NonCommercial (CC BY-NC) license.

This license permits others to:

• Copy and redistribute the material in any medium or format;

• Remix, transform, and build upon the material;

Under the following conditions:

• Attribution: Appropriate credit must be given to the author(s) and the journal as the original source.

• NonCommercial: The material may not be used for commercial purposes.

No additional restrictions apply beyond those permitted by the license. The full legal code of the license can be accessed through the Creative Commons website.

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Author’s Rights

Authors retain the right to:

• Archive the published version of their article in institutional repositories or personal websites;

• Use their work for teaching, research, and other scholarly purposes;

• Reuse portions of the article in future works, provided proper citation to the original publication is included.

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By publishing in BEMA Journal of Business, Economics, Management, and Accounting, authors acknowledge and agree to the copyright and licensing terms stated above.